Recommended for companies that require large amounts of money to finance their
projects, Syndicated Loans provide a repayment structure and guarantees that cater
to the borrower's needs.
The process consists in the structuring and distribution of loans shared by various
creditor banks, pulverizing the operational risk among participants, but without
losing the single interlocution with the lead coordinator.
The advantages for companies and banks and/or creditors include:
For the Company:
- Tailor made structure (different instruments, currencies, terms, guarantees, covenants)
- Simplified due diligence
- Development of new banking relations
- Greater company exposure in the international finance market
- Improvement in credit perception
- Single contract and coordinated by a single bank
For banks and/or creditors:
- Risk Management Tool (credit limit and financial covenant administration)
- Cross-selling opportunities (BI, Cash Management Products)
- Improved capital utilization efficiency (fees, leveraging limits)
|
