What is it?

It's a leasing operation with BNDES / FINAME funding and rules. Compatibilization of Leasing and Finame rules with the BNDES´ subsidized cost.

Who is it intended for?

Legal entities established in the country, such as:

Multinationals that obtain funding at the TJLP* rate;
Finame clients interested in the tax benefit of Leasing;
Clients with pending fiscal matters - that do not have the CND;

Advantages

Attractive financial cost, since the client benefits from the BNDES subsidized interest rates.

The client benefits from all the tax, accounting and financial advantages inherent to a financial leasing operation.

Characteristics

Rates: TJLP* + BNDES Spread + Unibanco Spread
Lease Terms:
Minimum - 24 months for assets with a useful life of up to 5 years; and 36 months for assets with a useful life greater than 5 years. Maximum - Up to 60 months for machinery, equipment and trucks. Up to 48 months for passenger vehicles.

*TJLP - Long Term Interest Rate